The World’s Largest Health Assurance Scheme in India
Launched on September 23, 2018, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) has been a cornerstone of India’s commitment to achieving Universal Health Coverage (UHC). PM-JAY is a key component of the Ayushman Bharat initiative, which emerged from the National Health Policy 2017. It has transformed the healthcare landscape by providing health coverage to the country’s most vulnerable. With an ambitious goal of covering over 12 crore families, or nearly 55 crore individuals, PM-JAY has become the largest health assurance scheme in the world. All in all it offers comprehensive secondary and tertiary care hospitalisation benefits of up to INR5 lakh per family annually.
Over the past six years, PM-JAY has sought to address the deep-rooted health inequities in India. All in all, it has been prioritising the poorest 40% of the population based on the Socio-Economic Caste Census 2011. This initiative marked a paradigm shift from segmented healthcare services to an integrated, need-based approach. Subsequently aligning with the nation’s commitment to the Sustainable Development Goals (SDGs) and ensuring that “no one is left behind.”
To learn more about this scheme, download the attached briefing.
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